Old Mutual is one of the largest and trusted financial services provider in Southern Africa. Our prominent position in the industry is reflected in our strong operating performance across all our businesses, our good balance sheet position, strong financial flexibility with demonstrated access to international capital markets and diversity of business. Our partnership with Nedbank and Old Mutual Insure (previously Mutual & Federal) enables us to offer a variety of financial products and services. These span investment, life assurance, asset management, banking, healthcare and general insurance. Our client base comprises of individuals, businesses, corporates and institutions. Old Mutual South Africa (OMSA) is a significant participant in the South African economy. Our product and service solutions take into account what our clients need and deliver this through our collective skills, years of experience and our value-driven people.